Ant Digital Technologies

Ant Digital Technologies at Dubai FinTech Summit 2025

How AI Is Driving the Future of Financial Innovation

Yishi ChenGlobal Managing Director, Ant Digital Technologies

Unlocking Success: How AI is Driving Financial Innovation

At Dubai Fintech Summit 2025, Yishi Chen shared how Ant Digital Technologies is pioneering the next wave of financial innovation through AI. With real-world applications, sovereign infrastructure, and deep industry know-how, Ant is shaping the intelligent financial systems of tomorrow.
Ant Digital Technologies

Core Insights from Yishi Chen’s Keynote

  • The Future of Financial Innovation

    Financial institutions require scalable, secure AI systems to drive transformation.
  • From UI to AI

    Conversational AI agents are replacing traditional interfaces, making finance more intuitive and human-centric.
  • Dual Impact: ToC & ToE

    AI enables personalized consumer services and enhances enterprise productivity through job-specific copilots.
  • Sovereignty-First Infrastructure

    Multi-LLM, fully on-premise deployments ensure compliance and local adaptability across markets.
  • Built to Scale

    70M+ users in China interact daily with Ant’s AI agents — proof that innovation is not just possible, it’s already happening.
Lily PengGeneral Manager of International Business, Ant Digital Technologies

How AI Is Changing FinTech — From the Ground up

Insights from Lily Peng, GM of International Business, Ant Digital Technologies
Ant Digital Technologies

AI in Action: Transforming Finance from the Inside Out

At the CXO Roundtable during Dubai FinTech Summit 2025, Lily Peng brought an engineer’s clarity and a builder’s mindset to the discussion on AI in FinTech. Speaking alongside 20+ industry leaders from institutions like Zand Bank, Lulu Financial Holdings, Wio Bank, and Emirates NBD, she outlined how Ant Digital Technologies is applying AI not as a theoretical promise — but as a working system already embedded in millions of users' daily financial experiences.

 

She summarized three critical dimensions where AI is actively reshaping financial services:

  • 01

    Real-Time Risk Control at Scale

    Ant's intelligent risk engine uses machine learning to detect fraud patterns in just 0.1 seconds, achieving 40% fewer false positives than traditional rule-based models. It’s speed and accuracy designed for massive transaction volumes.

  • 02

    Inclusive Credit Scoring for the Underserved

    Through tools like Sesame Credit, Ant leverages behavioral and social network data to evaluate the creditworthiness of individuals and small business owners who lack traditional credit records — expanding access to microfinance and enabling financial inclusion at scale.

  • 03

    Personalized Digital Finance with Privacy by Design

    With AI agents, users receive personalized financial services — such as repayment reminders, product suggestions, and budgeting guidance — all while maintaining strict privacy protections and user control over data.

Ant Digital Technologies

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