Digital Technologies

Ant Digital Technologies at Dubai FinTech Summit 2025

How AI Is Driving the Future of Financial Innovation

Yishi Chen
Global Managing Director, Ant Digital Technologies

Unlocking Success: How AI is Driving Financial Innovation

At Dubai Fintech Summit 2025, Yishi Chen shared how Ant Digital Technologies is pioneering the next wave of financial innovation through AI. With real-world applications, sovereign infrastructure, and deep industry know-how, Ant is shaping the intelligent financial systems of tomorrow.

Unlocking Success: How AI is Driving Financial Innovation
Digital Technologies

Core Insights from Yishi Chen’s Keynote

The Future of Financial Innovation

Financial institutions require scalable, secure AI systems to drive transformation.

From UI to AI

Conversational AI agents are replacing traditional interfaces, making finance more intuitive and human-centric.

Dual Impact: ToC & ToE

AI enables personalized consumer services and enhances enterprise productivity through job-specific copilots.

Sovereignty-First Infrastructure

Multi-LLM, fully on-premise deployments ensure compliance and local adaptability across markets.

Built to Scale

70M+ users in China interact daily with Ant’s AI agents — proof that innovation is not just possible, it’s already happening.
Lily Peng
General Manager of International Business, Ant Digital Technologies

How AI Is Changing FinTech — From the Ground up

Insights from Lily Peng, GM of International Business, Ant Digital Technologies

Unlocking Success: How AI is Driving Financial Innovation
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AI in Action: Transforming Finance from the Inside Out

01

Real-Time Risk Control at Scale

Ant's intelligent risk engine uses machine learning to detect fraud patterns in just 0.1 seconds, achieving 40% fewer false positives than traditional rule-based models. It’s speed and accuracy designed for massive transaction volumes.

02

Inclusive Credit Scoring for the Underserved

Through tools like Sesame Credit, Ant leverages behavioral and social network data to evaluate the creditworthiness of individuals and small business owners who lack traditional credit records — expanding access to microfinance and enabling financial inclusion at scale.

03

Personalized Digital Finance with Privacy by Design

With AI agents, users receive personalized financial services — such as repayment reminders, product suggestions, and budgeting guidance — all while maintaining strict privacy protections and user control over data.

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Unlocking Success: How AI is Driving Financial Innovation
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Live at the Booth: Turning Vision into Experience

Real-World Scenarios, Real Interactions

Ant Digital Technologies brought that blueprint to life at the exhibition booth through immersive, scenario-driven demonstrations. The booth featured three core applications of AI in finance — Remote Onboarding, Digital Payment, and Digital Service — all fully interactive and powered by intelligent agents and digital avatars. Visitors experienced hands-on operations, from eKYC onboarding flows to AI-driven transaction guidance and multilingual avatar-based customer service. The space also captured engaging customer reactions, expert media interviews, and live interactions that turned the vision of intelligent finance into a tangible experience.

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